CAROL McGIFFIN

Q I often end up spending more than I’ve planned to on holidays, once all the costs are factored in. How can I avoid this? A The key is to make a budget for the whole trip, not just the travel and acc

Award-winning journalist Stephanie Hawthorne focuses on the pros and cons of taking a lifetime mortgage. MANY houses in London and the South East cost over £1 million to buy. They’re often owned by “b

August 2025

Q Can you save on package holidays by booking them at the last minute? A Potentially. You may find prices drop the closer you get to the departure date, although the later you leave it, the more flexi

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