If you’re happy to keep your current mobile phone, ditch expensive contracts that include a fancy handset, and switch to a SIM-only deal instead. The SIM is the chip that slots into your handset and c

Lucy Hedges on the smart devices that can help you manage your power consumption – good for your purse and the planet

Follow these simple steps to get the most out of your appliances

→ The government has unveiled its ‘once-in-a-generation’ plan to reform England’s water system, promising tougher oversight and an end to failing infrastructure. But with record sewage pollution, soar

You have a little more money to play with in February and March

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