For those dreaming of the joys of owning a yacht, Nick Ridley offers encouragement as well as a look at the harsher reality of financing your dreams

OK? Ready?” “Yep.” Fi smiled at Brand. She then picked up the bags full of presents, hoping her face had been convincing. There had been a time when she’d loved these family gatherings at Christmas bu

IT’S all over town, Ada,” Mrs Francome declared, leaning forward with her basket. “Butter and bacon to be rationed once Christmas ends! “That’ll be just the start, mark my words.” “It’s already starte

JENNA had a length of Christmas-themed fabric. She had used it previously to cover the table of her market stall, and was willing to sacrifice to help beautify Santa’s Grotto. It was patterned with al

Hannah and Matt needed a fresh start, but could they really put the past behind them?

IT was new to Eleanor, this feeling. An image of Michele floated into her mind during every moment of her day – an outline of him, or the colour of his eyes. He disturbed her vision when he wasn’t pre