Giving is part of the festive season, but as a gift to your purse, try these thrifty ideas

Christmas can be a really expensive time of year, but there are steps you can take to keep your costs down. Here’s how to do it… 1 CALCULATE BUDGET First, go through your finances and work out how muc

Not for money – this is an IOU for your time! “Make promises to do things for those you love – perhaps breakfast in bed or cleaning the car – and pop them in a little chequebook,” suggests Sarah-Jane

Ebony Cropper is a money-saving expert at Money Wellness, helping consumers take control of their finances with practical, achievable advice. ‘The festive season can be a minefield for overspending. B

Help them hibernate with these fab finds Hannah is HomeStyle’s Style Editor – there’s nothing she doesn't know about trends and savvy shopping Whether they’re artists or appreciate beautiful things, w

121 BRILLIANT BUYS! Hat, £12.99, reserved.com Scarf, £12.50, Matalan Earrings, £15.99, Mango Pyjamas, £22, sizes 8-24, George at Asda Top, £40, sizes 8-32, JD Williams Dress, £26, sizes 8-22, Matalan