IDEAL HOME’S COLUMNIST AND EDITOR OF MONEYWEEK.COM KALPANA FITZPATRICK SHARES HER FINANCIAL WISDOM

Q I’d like to help others this Christmas but my budget is limited. Do you have any tips? A There are lots of ways to help others that don’t involve money. Are there any local charities near you lookin

Q I’ve tried the 50/30/20 method of budgeting, but found it too difficult. Is there an alternative? A50/30/20 budgeting involves allocating 50% of your income to essential spending like rent and food,

Save on festive expenses with some at-home magic

Q Dear Sue, the holiday season is always so scarily expensive. What’s your best budgeting advice for making these next few weeks manageable? Sue says... A Budgeting and planning are crucial to avoid o

Gifts are not just for Christmas. Make the joy last a little longer with these buy now, appreciate later ideas