As a campervan owner it's essential to protect your investment and lifestyle. Our guide covers everything you need to know about campervan insurance cover
Like any vehicle, you need insurance to legally drive your campervan. Owning a ’van comes with various risks, such as accidents, theft or damage to your vehicle and its contents. Campervan insurance is crucial to protect yourself financially and ensure you can continue enjoying your nomadic adventures with peace of mind.
How much does it cost?
The cost can vary significantly depending on several factors. Insurance providers consider elements such as the campervan's make and model, age, value, usage, storage location, your driving history, and where you live. Generally, more expensive or powerful campervans might attract higher insurance premiums, while older or smaller models could be more affordable to insure.
To get the most accurate quote, it's essential you provide precise and up-to-date information to insurance companies. Comparing quotes from multiple providers can help you find the best deal that meets your needs and budget.
What does insurance cover?
Campervan insurance policies are designed to cater to the specific needs of campervanners.
In addition to the basic components of campervan insurance, many policies offer additional cover options to enhance protection for campervan owners.
One crucial aspect is cover for personal possessions. Since campervans often serve as both transportation and living space, they tend to carry valuable belongings, such as camping equipment, electronics and personal items. Campervan insurance policies typically include cover for these possessions, protecting them against theft, loss or damage while on the road or parked at campsites.
Another add-on is breakdown assistance. Breaking down in the middle of a journey can be incredibly inconvenient, especially when you're far from home. Many campervan insurance policies provide roadside assistance and recovery services to ensure you receive help promptly and get back on the road as quickly as possible.
Repatriation cover is also vital for campervan travellers who plan to explore beyond the UK's borders. If your campervan becomes unroadworthy while abroad, repatriation cover will take care of the expenses involved in bringing you and your vehicle back to the UK.
Campervan insurance may also offer windscreen cover, safeguarding you against the costs of repairing or replacing a damaged windscreen. Given the exposed nature of camp
