Cash smart

We help you make savvy choices, so your hard-earned goes that bit further

Q Do retailers charge the same price for items sold in-store as they do on their websites? A Not necessarily. Some retailers may charge a different amount for certain items in-store – in the cases I’v

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Q I’ve heard about a ‘green mortgage’ – what does that mean? Can anyone get one? A There are two main types. Firstly, if you’re buying or remortgaging an energy-efficient home, the lender may offer ca

Q What’s a fixed rate savings account, and how is it different from other accounts? A This is a type of savings account where the amount you earn is set in stone over a fixed period of time. But you c

IDEAL HOME’S COLUMNIST AND EDITOR OF MONEYWEEK.COM KALPANA FITZPATRICK SHARES HER FINANCIAL WISDOM