Cash smart

Q How do I set savings goals and have the confidence that I’ll be able to achieve them? A Start by deciding what you want to save for. Then go through your finances so you know where your money is goi

Last year, one in five of us has fallen victim to a financial scam, according to Citizens Advice, with many having to borrow or work extra shifts to make up for the loss. A key danger area is weak, re

Q I’ve heard you can get cheap items via police auctions – but how do they work? A With police auctions, you can buy lost property or goods that were seized from criminals when the police could not lo

A top financial journalist shares her best everyday budget-boosting tips

We help you make savvy choices, so your hard-earned goes that bit further

Q Can you tell me the difference between buildings insurance and home contents cover? A Contents insurance covers your household goods, valuables, and personal belongings, like home appliances, carpet