Cash smart

We help you make savvy choices, so your hard-earned goes that bit further

Q Can you save on package holidays by booking them at the last minute? A Potentially. You may find prices drop the closer you get to the departure date, although the later you leave it, the more flexi

Most of us seriously underestimate the amount of water we use at home. Like to take a guess? On average, we get through 145 litres per person per day – that’s equivalent to almost 95 large bottles of

We help you make savvy choices, so your hard-earned goes that bit further

HOW TO DESIGN A HOUSE THAT’S CHEAP TO RUN

Q I often end up spending more than I’ve planned to on holidays, once all the costs are factored in. How can I avoid this? A The key is to make a budget for the whole trip, not just the travel and acc