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Q I often end up spending more than I’ve planned to on holidays, once all the costs are factored in. How can I avoid this? A The key is to make a budget for the whole trip, not just the travel and acc

Q Can you save on package holidays by booking them at the last minute? A Potentially. You may find prices drop the closer you get to the departure date, although the later you leave it, the more flexi

We help you make savvy choices, so your hard-earned goes that bit further

Jon Bentley urges a return to good old face-to-face communication to combat rising cybersecurity threats

Q Are prescription charges going up this year? And by how much? A Prescription charges in England will be frozen this year, for the first time since 2022, with a single item remaining at £9.90 in 2025