Cash smart

Q Can you save on package holidays by booking them at the last minute? A Potentially. You may find prices drop the closer you get to the departure date, although the later you leave it, the more flexi

Q I often end up spending more than I’ve planned to on holidays, once all the costs are factored in. How can I avoid this? A The key is to make a budget for the whole trip, not just the travel and acc

We help you make savvy choices, so your hard-earned goes that bit further

Q I’ve heard you can get cheap car hire deals if you agree to drive a car one way to a destination. Will it save me money? A Some car rental relocation firms will let you drive a car, campervan or mot

Most of us seriously underestimate the amount of water we use at home. Like to take a guess? On average, we get through 145 litres per person per day – that’s equivalent to almost 95 large bottles of

Q How much does it cost to keep a dog? I’ve said yes to my kids but now I’m worried! AIt’s very difficult to put a figure on this as costs can vary widely. However, a study for specialist pet insuranc