Cash smart

We help you make savvy choices, so your hard-earned goes that bit further

Expert advice from money-saving champion Mel Hunter on consumer rights and how to squeeze the most out of life for less

Getting to the heart of the matter

Q I’d like to help my teenager learn about money. Do you have any tips on where to start? A The good news is there’s loads of help online. For example, HSBC has resources aimed at ages from young chil

Newspaper vouchers are bringing new passengers onto Northern Trains. ANDY COMFORT meets the travellers exploring Northern’s network for £10 a day

Q My kids say their packed lunches are boring. Do you have any tips for cheap ways to improve them? A Consider keeping a selection of different types of bread in your freezer, such as pittas and bagel