We’ve all been there – you’re freezing cold but watching the clock and wondering if it’s too early to turn on the heating. With energy bills still a worry, we’re all looking for ways to stay warm with

1 DO YOUR RESEARCH Start by shopping around. Price comparison sites such as Travelsupermarket.com and Kayak. co.uk are great for getting a feel for costs. Experiment with different dates – timing can

We help you make savvy choices, so your hard-earned goes that bit further

D on’t spend January worrying about money. Use the long, cold evenings to get yourself financially fit for 2026 and make a plan. NEW YEAR, NEW MONEY MINDSET! As women, we will often tend to prioritise

We help you make savvy choices, so your hard-earned goes that bit further

Q I’ve heard people talking about ‘cash stuffing’ recently – what does it involve? A Cash stuffing has become a popular budgeting hack thanks to social media platforms like TikTok. It’s a way of manag