Cash smart

Q I’ve heard about a ‘green mortgage’ – what does that mean? Can anyone get one? A There are two main types. Firstly, if you’re buying or remortgaging an energy-efficient home, the lender may offer ca

We help you make savvy choices, so your hard-earned goes that bit further

Q Do retailers charge the same price for items sold in-store as they do on their websites? A Not necessarily. Some retailers may charge a different amount for certain items in-store – in the cases I’v

Could you be a Premium Bond winner and just not know it? National Savings and Investments (NS&I) say there are over £100 million in unclaimed prizes. A free and easy way to check is using the prize ch

Stephanie Hawthorne offers some advice on using either pensions or a property to save for your retirement. SHOCKINGLY, saving for your retirement can sometimes be more expensive than buying your home.

Do you run your own business, are you a contractor, freelancer or sole trader? Then you’ll recognise the symptoms of the permanent pensions headache of the self-employed: the rollercoaster of irregula