Q I’ve tried the 50/30/20 method of budgeting, but found it too difficult. Is there an alternative? A50/30/20 budgeting involves allocating 50% of your income to essential spending like rent and food,

Q Does house insurance cover accidental damage to the building or contents? A Not necessarily. Which? analysed 78 home insurance policies from 35 providers and found just 28% of buildings insurance po

NO-NONSENSE SOLUTIONS TO EVERYDAY HASSLES

Q I’ve got a big night out planned and I’d love a new outfit. How can I do it for less? A The ideal situation would be having a friend the same size as you with a stylish wardrobe you could borrow fro

IF you’ve invested thousands of pounds to buy your dream sports car, it would be a shame to leave it in the garage all winter. There is just as much fun to be had on cold, crisp days, and the roads te

Budget changes may have left even the most level-headed of us feeling a little anxious. With so much under the spotlight, from taxes and benefits to energy support and pensions, the Chancellor’s Autum