Not sure what to buy someone? Rather than risking a present that gathers dust in a cupboard, consider giving money. It’s a popular option, with new research from Scottish Friendly showing a third of g

Emily refuses to break the bank when it comes to fancy dress…

We’re great at buying thoughtful presents for everyone else, so why not ourselves? From showing yourself some care to celebrating small wins, self-gifting can lift your mood in surprisingly meaningful ways, discovers Sharon Parsons

When was the last time you took a deep dive into your finances? If you can’t remember, then it’s definitely worth taking a look. With everything from monthly bills and subscriptions to insurance, savi

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THE money that we deposit into our bank accounts doesn’t just sit in a safe until we need to withdraw it. Banks use our money to fund their other profit-making activities – from loans to investments.