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THE money that we deposit into our bank accounts doesn’t just sit in a safe until we need to withdraw it. Banks use our money to fund their other profit-making activities – from loans to investments.

In an extract from her new book, The Productive Garden , Stephanie Hafferty explains how to save money and use traditional wisdom for homemade nasties-free loveliness

Here is my son, Adam, who lives in China with his wife Arya, snowboarding in Chengdu last New Year’s Eve! Anne Draper, Cuffley Here are my husband of 50 years, Brian, and myself in Chamonix with a won

Our pick of your best letters and some wise words from our favourite stars…

Using the right oil for the right job doesn’t just improve flavour, it can save you money too. Different oils perform best at different temperatures, meaning less waste, better results and no more bin