Expert advice from money-saving champion Mel Hunter on consumer rights and how to squeeze the most out of life for less

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Prima ’s homes and food editor, Bella Evennett-Watts, shares her top advice and insider tips for this month

Our pick of your best letters and some wise words from our favourite stars…

We’d love to hear from you. Write to us at yachtingmonthly@futurenet.com or by post at Yachting Monthly , Future PLC, 121-141 Westbourne Terrace, Paddington, London W2 6JR

Here is my son, Adam, who lives in China with his wife Arya, snowboarding in Chengdu last New Year’s Eve! Anne Draper, Cuffley Here are my husband of 50 years, Brian, and myself in Chamonix with a won