Cash smart

Expert advice from money-saving champion Mel Hunter on consumer rights and how to squeeze the most out of life for less

Q I like to tip in restaurants when I’m on holiday. Do you have any advice on how much to leave? AIt really does vary. In some countries it’s not expected, whereas in popular tourist spots in the USA

Q I’d like to help my teenager learn about money. Do you have any tips on where to start? A The good news is there’s loads of help online. For example, HSBC has resources aimed at ages from young chil

Perhaps you’ve been a bit loose with your summer spending or back to school has brought you down to earth with a bump. Either way, autumn is the perfect time to give your finances a health check so th

We help you make savvy choices, so your hard-earned goes that bit further

Get cosy and save money with these savvy tips to boost your home’s efficiency – and beat any energy zappers