Cash smart

Expert advice from money-saving champion Mel Hunter on consumer rights and how to squeeze the most out of life for less

Q I like to tip in restaurants when I’m on holiday. Do you have any advice on how much to leave? AIt really does vary. In some countries it’s not expected, whereas in popular tourist spots in the USA

We help you make savvy choices, so your hard-earned goes that bit further

Get cosy and save money with these savvy tips to boost your home’s efficiency – and beat any energy zappers

We help you make savvy choices, so your hard-earned goes that bit further

Q My kids say their packed lunches are boring. Do you have any tips for cheap ways to improve them? A Consider keeping a selection of different types of bread in your freezer, such as pittas and bagel