Expert advice from money-saving champion Mel Hunter on consumer rights and how to squeeze the most out of life for less

BIRTHDAY TRAVELS Hello! I wanted to send in some of my recent creations! Two friends and I found we made great travel companions about 15 years ago, when we went on an adventure to Hawaii. So, when I

Our pick of your best letters and some wise words from our favourite stars…

Pictures of the week We pay £20 A ...

Celebrate your love of stitching with these delicate designs by Susan Bates 44 quick-and-easy motifs Susan Bates’ design inspiration Stitches for every skill level Helpful tips and advice Unique gift

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