This is an age-old problem. The simplest answer is to start with less, so decluttering is always the first step. Sort through your belongings and separate what you use daily from what you only need se

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Could you be in line for a cash boost this festive season with these tips? 1 REAP IN RENT While it’s important not to overstretch yourself for Christmas, earning some extra money at this time of year

NO-NONSENSE SOLUTIONS TO EVERYDAY HASSLES