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Q Can you save on package holidays by booking them at the last minute? A Potentially. You may find prices drop the closer you get to the departure date, although the later you leave it, the more flexi

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Feeling the cost-of-living squeeze? Here’s how to save for your future when money is tight

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Q I often end up spending more than I’ve planned to on holidays, once all the costs are factored in. How can I avoid this? A The key is to make a budget for the whole trip, not just the travel and acc