Christmas can be a really expensive time of year, but there are steps you can take to keep your costs down. Here’s how to do it… 1 CALCULATE BUDGET First, go through your finances and work out how muc

Giving is part of the festive season, but as a gift to your purse, try these thrifty ideas

Whether it’s just your family or you’re hosting a big group this year, we have plenty of ways to make your money go further • Start by setting a budget for food and drink. Include all meals, Christmas

Three for two, buy one get one free, vouchers if you spend a certain amount – there are so many tempting offers from supermarkets today it’s hard to keep track. But while they might appear to be good

Could you be in line for a cash boost this festive season with these tips? 1 REAP IN RENT While it’s important not to overstretch yourself for Christmas, earning some extra money at this time of year

Not for money – this is an IOU for your time! “Make promises to do things for those you love – perhaps breakfast in bed or cleaning the car – and pop them in a little chequebook,” suggests Sarah-Jane