Q I’ve heard about a ‘green mortgage’ – what does that mean? Can anyone get one? A There are two main types. Firstly, if you’re buying or remortgaging an energy-efficient home, the lender may offer ca

Q Are bicycles generally covered on home insurance policies or do I need separate cover? A Most home contents policies do – but don’t assume this without checking. Even if it is included, the cover ma

We’re on your side

Landlords were forced to pay a record £107m to HMRC last year – more than double the amount they coughed up three years ago. Buy-to-let landlords paid an average of £13,713 each to HMRC in 2024-2025,

Plan before you travel, so you don’t get stung by sneaky expenses abroad

Could you be a Premium Bond winner and just not know it? National Savings and Investments (NS&I) say there are over £100 million in unclaimed prizes. A free and easy way to check is using the prize ch