IDEAL HOME’S COLUMNIST AND EDITOR OF MONEYWEEK.COM KALPANA FITZPATRICK SHARES HER FINANCIAL WISDOM

Once cash-strapped and drowning in debt, Stacey Duguid sets out on a mission to gain abundant riches and financial freedom. All she has to do is imagine it…

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Q I’ve tried the 50/30/20 method of budgeting, but found it too difficult. Is there an alternative? A50/30/20 budgeting involves allocating 50% of your income to essential spending like rent and food,

We all want to make the festive season magical for kids, but it’s also important to set expectations

Why Personal Finance is Broken and How to Make it Work for Everyone John Y. Campbell and Tarun Ramadorai Princeton, £25 I n finance the theory has long been that people are rational agents able to mak