‘winter living welfare’ payment texts

Q My kids say their packed lunches are boring. Do you have any tips for cheap ways to improve them? A Consider keeping a selection of different types of bread in your freezer, such as pittas and bagel

A DREAM ROMANCE TURNED INTO A LIVING NIGHTMARE FOR LISA DUDLEY, 42, WHEN SHE WAS TARGETED BY A SCAMMER

LETTERS

We help you make savvy choices, so your hard-earned goes that bit further

Pick of the week’s correspondence

Perhaps you’ve been a bit loose with your summer spending or back to school has brought you down to earth with a bump. Either way, autumn is the perfect time to give your finances a health check so th