IDEAL HOME’S COLUMNIST AND EDITOR OF MONEYWEEK.COM KALPANA FITZPATRICK SHARES HER FINANCIAL WISDOM

Q Does house insurance cover accidental damage to the building or contents? A Not necessarily. Which? analysed 78 home insurance policies from 35 providers and found just 28% of buildings insurance po

We help you make savvy choices, so your hard-earned goes that bit further

1 DO YOUR RESEARCH Start by shopping around. Price comparison sites such as Travelsupermarket.com and Kayak. co.uk are great for getting a feel for costs. Experiment with different dates – timing can

Freezing temperatures and burst pipes, roof tiles whipped off in a storm, or your boiler giving up at the worst time – winter brings some of the most common and costly insurance claims. Payouts for we

OWNING A CAR is expensive, and one big reason for this is the cost of insurance. But the good news is that premiums have fallen each quarter this year and are now an average of £56 cheaper than they w