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WATCHES ARE QUITE simple in principle. They need an oscillator, a display and a power source. Horophiles get very excited indeed about oscillators such as free-sprung balances, tuning forks and quartz

Don’t pay more than you need to for your emergency breakdown cover – here’s how to get this essential insurance for less 1 GET IT RIGHT Work out what level of cover you need. The most basic option is

If your car’s windscreen suffers from surface chips, bulls-eyes, spider webs, star breaks, half-moons, edge cracks – and even a floater(!), then you need to get it fixed fast. But repair rather than replace and save pounds advises Alan Anderson .

Quick wins, handy tips and expert information to help make your everyday life that bit easier

It’s hardly news to say that boat insurance premiums are going up again this year – don’t they always? Taking the temperature with a few quick online quotes, however, shows that prices in some parts o