Scared to check your bank balance after the festive season? With these smart moves, your money could go much further in the New Year…

LUCKY JANUARY

30 DECEMBER – 5 JANUARY

New year, New you? Make this the year you take control of your finances... here, Laura Linden shares her top tips

Is this your lucky week? Josephine reveals all

Reset your money mindset by trying a ‘no spend’ challenge for a weekend. Use up food you already have, rifle through your existing wardrobe and enjoy free activities such as board games, long walks an