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Stephanie Hawthorne offers some advice on using either pensions or a property to save for your retirement. SHOCKINGLY, saving for your retirement can sometimes be more expensive than buying your home.

Money worries? Our team of experts is here to help

Q Dear Sue, I’m looking to downsize so I can live mortgage-free. I only have seven years left on my existing mortgage. Am I better sticking it out to pay off this one before I downsize and move? Sue s

Plan before you travel, so you don’t get stung by sneaky expenses abroad

Q Do retailers charge the same price for items sold in-store as they do on their websites? A Not necessarily. Some retailers may charge a different amount for certain items in-store – in the cases I’v