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FEW EXPERIENCES STRESS-TEST RESILIENCE MORE THOROUGHLY THAN A PROPERTY RENOVATION. BUT WITH THE RIGHT HELP AND A BIT OF PLANNING, IT COULD MEAN THE DIFFERENCE BETWEEN A SALE OR A PROPERTY LOSING VALUE, FINDS ARABELLA YOUENS

I’ve never had much luck with metals. In 1981, around a year after the last structural gold bull market peaked, I was given a small krugerrand. Aged seven, having noted that it was not made of chocola