Happy birthday benefits

Collect points or discounts every time you shop Morrisons More, morrisons.com Earn points every time you shop in store and online, and receive £5 to spend with every 5,000 points collected. You can al

Expert advice from money-saving champion Mel Hunter on consumer rights and how to squeeze the most out of life for less

If you bank with TSB, you could be moved to Santander, after both banks agreed a takeover deal. Right now it’s business as usual for TSB customers, but if this goes ahead, changes could come in early

Q My kids say their packed lunches are boring. Do you have any tips for cheap ways to improve them? A Consider keeping a selection of different types of bread in your freezer, such as pittas and bagel

September has more birthdays than any other month. Mark the occasion with a cake that’s just as celebratory as the day itself

Q I’d like to help my teenager learn about money. Do you have any tips on where to start? A The good news is there’s loads of help online. For example, HSBC has resources aimed at ages from young chil