THE money that we deposit into our bank accounts doesn’t just sit in a safe until we need to withdraw it. Banks use our money to fund their other profit-making activities – from loans to investments.

When was the last time you took a deep dive into your finances? If you can’t remember, then it’s definitely worth taking a look. With everything from monthly bills and subscriptions to insurance, savi

Next time you need to buy something, save cash with these handy tips 1 FIND FREEBIES Depending on what you’re looking for, try to get it for free first. I’ve recently spotted furniture, a kids’ Wendy

Q I’ve heard the Cash ISA allowance is changing next year. What’s happening? A Currently, you can contribute up to £20,000 each tax year into a Cash ISA (or split this allowance between other types of

One of the least financially literate people I have ever met was a friend who as a teenager accumulated an unarranged overdraft of £50 on her newly opened bank account. Having been told she must recti

The long winter evenings are perfect for getting our financial admin sorted – the kind of stuff we often put off but weighs on our mind until it’s done. Nearly two thirds of Brits feel bogged down by