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Feeling the cost-of-living squeeze? Here’s how to save for your future when money is tight

If you’re not sure where your money’s going, it’s time to take back control – here’s how it’s done

Q I often end up spending more than I’ve planned to on holidays, once all the costs are factored in. How can I avoid this? A The key is to make a budget for the whole trip, not just the travel and acc

WHEN DOES PINCHING THE PURSE STRINGS PAY DIVIDENDS IN THE DESIGN WORLD, AND WHEN DO YOU HAVE PERMISSION TO BLOW THE BUDGET? BELLA EVENNETT-WATTS SEEKS ANSWERS FROM THOSE IN THE KNOW

Q Can you save on package holidays by booking them at the last minute? A Potentially. You may find prices drop the closer you get to the departure date, although the later you leave it, the more flexi