Learn to say no

Like many, I grew up with the idea ...

We’re on your side

Q Dear Sue, what are common budgeting mistakes people make, and how can I avoid them? Sue says... A I find most people forget about the extras when doing a budget. They jot down regular monthly expens

THERE is a word which trips me up, over and over again. It might lead me to lie, to exaggerate, or make light of things which are actually troublesome. The word, of course, is “fine”. I wonder whether

Toni Graham, 64, was earning a good salary but wasn’t happy. It took a crisis for her to realise that money isn’t everything…

‘Our friendships are not always going to be ...