IDEAL HOME’S COLUMNIST AND EDITOR OF MONEYWEEK.COM KALPANA FITZPATRICK SHARES HER FINANCIAL WISDOM

Q Does house insurance cover accidental damage to the building or contents? A Not necessarily. Which? analysed 78 home insurance policies from 35 providers and found just 28% of buildings insurance po

Feel as if your dream extension plans are out of reach? Follow our guide to saving and you could achieve what you want for less

1 DO YOUR RESEARCH Start by shopping around. Price comparison sites such as Travelsupermarket.com and Kayak. co.uk are great for getting a feel for costs. Experiment with different dates – timing can

CHANGING THE USE OF LAND

From laying foundations on shingle and tackling sand in sliding doors, to maximising sea views and a sense of home, architect Derek Rankin talks about the challenges and triumphs of creating a beach bolthole