Saving for a house

IDEAL HOME’S COLUMNIST AND EDITOR OF MONEYWEEK.COM KALPANA FITZPATRICK SHARES HER FINANCIAL WISDOM

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Q I’m hoping to buy a new home soon – how long do mortgage offers last for? A Most mortgage offers last between three to six months, but this depends on the lender. However, the start date of the offe

Q Do retailers charge the same price for items sold in-store as they do on their websites? A Not necessarily. Some retailers may charge a different amount for certain items in-store – in the cases I’v

Stephanie Hawthorne offers some advice on using either pensions or a property to save for your retirement. SHOCKINGLY, saving for your retirement can sometimes be more expensive than buying your home.

Q I’ve heard about a ‘green mortgage’ – what does that mean? Can anyone get one? A There are two main types. Firstly, if you’re buying or remortgaging an energy-efficient home, the lender may offer ca