Don’t pay more than you need to for your emergency breakdown cover – here’s how to get this essential insurance for less 1 GET IT RIGHT Work out what level of cover you need. The most basic option is

Expert advice from money-saving champion Mel Hunter on consumer rights and how to squeeze the most out of life for less

Q Do you have any tips on getting a good deal when eating out at restaurants? A I’ve recently discovered First Table, which operates in a number of UK cities. It gives you a 50% discount on food at a

Q Dear Sue, I know I should put some money aside each month, but I don’t know how much. Sue says... A There’s various ways you can do this. One popular method is the 50/30/20 rule. This is where 50% o

Our award winning writer, Stephanie Hawthorne, explains the ins and outs of pensions and what we should do. I AM a great pensions fan, and everyone should be. If you put by a little money each month,

If you’re happy to keep your current mobile phone, ditch expensive contracts that include a fancy handset, and switch to a SIM-only deal instead. The SIM is the chip that slots into your handset and c