How to beat home insurance price hikes and get the best deal

Depending on your age, health and destination, finding travel insurance isn’t always easy. Rebecca Goodman looks at what it means for those who fall in the cracks

Q I’ve tried the 50/30/20 method of budgeting, but found it too difficult. Is there an alternative? A50/30/20 budgeting involves allocating 50% of your income to essential spending like rent and food,

HOW TO CLAIM FOR FLIGHT DELAYS

BUILDING IN A FLOOD-RISK AREA

One of the biggest, and costliest, jobs for renovators comes with updating an outmoded heating and plumbing system — surveyor Ian Rock’s guide explains all you need to know

Helping you spend wisely and save more, with money expert Faith Archer