Your money matters

Could you be a Premium Bond winner and just not know it? National Savings and Investments (NS&I) say there are over £100 million in unclaimed prizes. A free and easy way to check is using the prize ch

With everyday costs rising and tax thresholds frozen until at least 2028, many of us are finding ourselves paying higher taxes. Savings are also being taxed more as interest rates go up, while extra i

Q Do retailers charge the same price for items sold in-store as they do on their websites? A Not necessarily. Some retailers may charge a different amount for certain items in-store – in the cases I’v

Stephanie Hawthorne offers some advice on using either pensions or a property to save for your retirement. SHOCKINGLY, saving for your retirement can sometimes be more expensive than buying your home.

The number of Premium Bond prizes that go unclaimed rises each year. There’s currently more than £100m worth, which feels wrong four years into a cost-of-living crisis. While 99% of prizes are matched

Q I’ve heard about a ‘green mortgage’ – what does that mean? Can anyone get one? A There are two main types. Firstly, if you’re buying or remortgaging an energy-efficient home, the lender may offer ca