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Q Dear Sue, I’m looking to downsize so I can live mortgage-free. I only have seven years left on my existing mortgage. Am I better sticking it out to pay off this one before I downsize and move? Sue s

Q Dear Sue, what are common budgeting mistakes people make, and how can I avoid them? Sue says... A I find most people forget about the extras when doing a budget. They jot down regular monthly expens

Q Do retailers charge the same price for items sold in-store as they do on their websites? A Not necessarily. Some retailers may charge a different amount for certain items in-store – in the cases I’v

Q Dear Hannah, what exercises can I try at home while sitting down in front of the TV to improve my posture? Hannah says... A I’m a great believer in grabbing a bit of movement anywhere you can. If I

But it’s worth checking that you’re not paying too much for it, says Paul Lewis

Expert advice from money-saving champion Mel Hunter on consumer rights and how to squeeze the most out of life for less