‘you really don’t have to spend loads’

Q How do I set savings goals and have the confidence that I’ll be able to achieve them? A Start by deciding what you want to save for. Then go through your finances so you know where your money is goi

A top financial journalist shares her best everyday budget-boosting tips

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Here’s how to enjoy the sunshine, without the price tag

Need help clearing your credit cards? Beth Snow got herself out of the red, and reveals how you can regain control of your finances

It’s a funny old world