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Gifts are not just for Christmas. Make the joy last a little longer with these buy now, appreciate later ideas

Just 23 sleeps until the big day – make sure you’re not wasting cash in the run-up to Xmas. Financial strategist Laura Linden, of Feisty FD (feistyfd. com), shares some savvy reminders...

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£50 Star letter Courageous Skye ‘Doctors told us ...