Brainwaves...

We help you make savvy choices, so your hard-earned goes that bit further

Q My kids say their packed lunches are boring. Do you have any tips for cheap ways to improve them? A Consider keeping a selection of different types of bread in your freezer, such as pittas and bagel

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Q I’d like to help my teenager learn about money. Do you have any tips on where to start? A The good news is there’s loads of help online. For example, HSBC has resources aimed at ages from young chil

Expert advice from money-saving champion Mel Hunter on consumer rights and how to squeeze the most out of life for less

Take up languages, music, or get fit without spending