For those dreaming of the joys of owning a yacht, Nick Ridley offers encouragement as well as a look at the harsher reality of financing your dreams

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Nicholas Koligiannis explains how he improved the mast on his Albin Ballad

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MEASUREMENTS To fit sizes: 86/91 cm (34/36 ins), 97/102 (38/40), 107/112 (42/44), 117/122 (46/48), 127/132 (50/52), 137/142 (54/56). Actual size: 104 cm (41 ins), 114 (45), 124 (49), 134 (53), 144 (57