Just 23 sleeps until the big day – make sure you’re not wasting cash in the run-up to Xmas. Financial strategist Laura Linden, of Feisty FD (feistyfd. com), shares some savvy reminders...

Paul Lewis explains how to make sure you’re compensated for train delays

Take care before you “splash the cash” at Christmas, warns money expert Stephanie Hawthorne. I HAVE such fond memories of my childhood. At Christmas, my parents usually bought their seven children pre

Q I’ve tried the 50/30/20 method of budgeting, but found it too difficult. Is there an alternative? A50/30/20 budgeting involves allocating 50% of your income to essential spending like rent and food,

Q I’d like to help others this Christmas but my budget is limited. Do you have any tips? A There are lots of ways to help others that don’t involve money. Are there any local charities near you lookin

A financial present for your grandkids could be the perfect festive offering. Is money a better option than gift cards? And might setting them up with their own pension actually be the best long-term present of all?