Just 23 sleeps until the big day – make sure you’re not wasting cash in the run-up to Xmas. Financial strategist Laura Linden, of Feisty FD (feistyfd. com), shares some savvy reminders...

Q I’ve tried the 50/30/20 method of budgeting, but found it too difficult. Is there an alternative? A50/30/20 budgeting involves allocating 50% of your income to essential spending like rent and food,

If your vehicle was stolen or written off you may be due compensation, says Paul Lewis

Freezing temperatures and burst pipes, roof tiles whipped off in a storm, or your boiler giving up at the worst time – winter brings some of the most common and costly insurance claims. Payouts for we

December 2025

Q Does house insurance cover accidental damage to the building or contents? A Not necessarily. Which? analysed 78 home insurance policies from 35 providers and found just 28% of buildings insurance po