The money clinic

The most common questions, asked and answered

We help you make savvy choices, so your hard-earned goes that bit further

Q I’d like to help my teenager learn about money. Do you have any tips on where to start? A The good news is there’s loads of help online. For example, HSBC has resources aimed at ages from young chil

Here’s how to find out if you’re spending too much for your broadband, phone and other utilities

Perhaps you’ve been a bit loose with your summer spending or back to school has brought you down to earth with a bump. Either way, autumn is the perfect time to give your finances a health check so th

Q What’s a fixed rate savings account, and how is it different from other accounts? A This is a type of savings account where the amount you earn is set in stone over a fixed period of time. But you c