Just 23 sleeps until the big day – make sure you’re not wasting cash in the run-up to Xmas. Financial strategist Laura Linden, of Feisty FD (feistyfd. com), shares some savvy reminders...

Why foreign exchange matters more than ever when buying in France

Whether you’re renovating an existing room or starting from scratch, our expert explains what you should budget for when designing this essential space

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BASEMENT CONVERSIONS ADD A WHOLE HOUSE FOOTPRINT OF SPACE TO A HOME, BUT THE COST AND UPHEAVAL CAN BE DAUNTING. OUR GUIDE EXPLAINS EVERYTHING YOU NEED TO KNOW

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