If you’re happy to keep your current mobile phone, ditch expensive contracts that include a fancy handset, and switch to a SIM-only deal instead. The SIM is the chip that slots into your handset and c

February 2026

You have a little more money to play with in February and March

Beware the changes proposed to cut energy debt, says Paul Lewis

→ The government has unveiled its ‘once-in-a-generation’ plan to reform England’s water system, promising tougher oversight and an end to failing infrastructure. But with record sewage pollution, soar

Get your bank balance back on track in 2026 and ease a financial hangover with my financial detox tips! ◆ Slash interest payments on credit cards by switching with a 0% ‘balance transfer’ deal and pay